tactical & practical consulting that delivers success

Who Are We

RPY Innovations can help you with every facet of your payments operations.  Whether you are interested in global expansion, wish to become licensed as a payment institution, want to engage in payment facilitation, need compliance advice, or simply need to weigh the options, RPY has the expertise and experience to guide you. From introductions through negotiations, we are committed to the success of your payment strategy. Our extensive experience in global payments provides you with the information you need to navigate all aspects of payment acceptance and processing.

Ask us how your payments business can deliver more growth and profitability.


Who Are You

and what RPY can do for you


Acquirers

Your growth plans include things such as new banking relationships, BIN sponsorships, alternative payments, new ISV relationships and product enhancements and you will need to procure technologies and partnerships for your organization’s unique needs.  Chances are excellent that RPY Innovations has the contacts and expertise to make the right connections.       


Merchants (of Record)

Your acquiring relationships are paramount to your success.  You need service, security, and technology for your points-of-sale.  RPY Innovations can help you with the fundamentals such as interchange analysis through complex things like multi-currency acceptance country-specific EMV requirements.  


Payment Facilitators

At the time of contract, at the time of settlement and at the time of problems – who do you want your customer calling?
If you want more control over approval, fast on-boarding and settlement to your customers, contact RPY Innovations.  The stringent compliance requirements associated with AML, Customer Identification and KYC must be done in advance of approval, and be routinely managed.  Be prepared for a card brand audit by having the RPY Innovations review your policies against your practices and provide necessary staff training.


Perhaps to you want to participate in revenue from payments without turning the entire operation over to an acquirer, or maybe you want a more robust acquirer relationship.  A formal RFP can quickly uncover your best business solution with the optimized partner. We are ready to help, and will team up with your staff to manage contracts, compliance requirements and expanded operations. Allow RPY Innovations to provide an in-depth financial review, comparison of potential vendors and pricing metrics for your customers.  

ISO / ISV


The payments industry is a dynamic and intriguing sector for investment. There are intricacies to consider that your investigators might not be aware of.  RPY Innovations specializes in deep due diligence on a company’s payments operations, practice, compliance, contracts, and strategies. A gap analysis will assist in negotiations.  After a purchase is completed, we can assist the organization in considering models, pricing strategies, compliance and business development activities to accelerate revenue.  

Venture Capital / Private Equity