RPY Innovations can help you with every facet of your payments operations.  Whether you are interested in global expansion, wish to become licensed as a payment institution, want to engage in payment facilitation, need compliance advice, or simply need to weigh the options, RPY has the expertise and experience to guide you. From introductions through negotiations, we are committed to the success of your payment strategy. Our extensive experience in global payments provides you with the information you need to navigate all aspects of payment acceptance and processing.

Ask us how your payments business can deliver more growth and profitability.



Your growth plans include things such as new banking relationships, BIN sponsorships, alternative payments, new ISV relationships and product enhancements and you will need to procure technologies and partnerships for your organization’s unique needs.  Chances are excellent that RPY Innovations has the contacts and expertise to make the right connections.       


Your acquiring relationships are paramount to your success.  You need service, security, and technology for your points-of-sale.  RPY Innovations can help you with the fundamentals such as interchange analysis through complex things like multi-currency acceptance country-specific EMV requirements.  


At the time of contract, at the time of settlement and at the time of problems – who do you want your customer calling?
If you want more control over approval, fast on-boarding and settlement to your customers, contact RPY Innovations.  The stringent compliance requirements associated with AML, Customer Identification and KYC must be done in advance of approval, and be routinely managed.  Be prepared for a card brand audit by having the RPY Innovations review your policies against your practices and provide necessary staff training.


Perhaps to you want to participate in revenue from payments without turning the entire operation over to an acquirer, or maybe you want a more robust acquirer relationship.  A formal RFP can quickly uncover your best business solution with the optimized partner. We are ready to help, and will team up with your staff to manage contracts, compliance requirements and expanded operations. Allow RPY Innovations to provide an in-depth financial review, comparison of potential vendors and pricing metrics for your customers.  


The payments industry is a dynamic and intriguing sector for investment. There are intricacies to consider that your investigators might not be aware of.  RPY Innovations specializes in deep due diligence on a company’s payments operations, practice, compliance, contracts, and strategies. A gap analysis will assist in negotiations.  After a purchase is completed, we can assist the organization in considering models, pricing strategies, compliance and business development activities to accelerate revenue.  



Compliance is hard enough when you’re dealing with governmental and industry regulations that you have worked with for years.  Can you comfortably answer your Acquirer’s Regulatory Compliance/Anti-Money Laundering (AML) questionnaire?  A compliance program is more than approval of a concept.  It is the everyday management of policies, procedures, and internal controls.  

RPY Innovations has the expertise to assist you – from writing your policies to implementing them to streamlining your practices. Let us make sure you are auditable and managing your risk to the lowest level possible.


If your project requires a merchant pricing analysis, or you need an interchange analysis, we can develop a spreadsheet that delivers the information you need to make decisions.  Perhaps you require a partner analysis for vendor selection. We can untangle the variances in proposals so that you have a true picture of which solution provides the best financial return. A product gap analysis?  We can do that!


Expanding into a country without doing advance research can turn a project into a quagmire of unforeseen difficulties. Our customized country report will outline the regulatory and compliance requirements and help you navigate the details of entering a new market before spending expensive technical and business development resources.  


RPY Innovations has the project management capability you need to get your strategic plan off the ground. We will work alongside your internal and external teams and manage the project plan with secured online tools. To facilitate communication and keep the project on track we will liaison with key personnel throughout organization and insure management is able to execute the deliverables.


It is crucial to meet your Acquirers and the Card Brands program standards requirements and all country-specific laws and regulations.  We can review your organization’s ability to anticipate and safeguard against internal and external risk in your portfolio.  RPY Innovations will help you develop and implement all necessary policies and insure you are prepared for compliance audits.  


You want your organization to have the skills and knowledge in place to support your growth plans.  RPY Innovations will provide education and customized training for both general industry topics and client or project-specific areas.  Here are some of the training modules available:

  • Underwriting and Risk
  • Compliance and Regulations
  • Payments 101
  • Customer Service
  • International Currency Management
  • Operational Workflow
  • Payment Facilitation
  • Exceptions Handling
  • Solution Selling