Independent Sales Organizations (ISO)

 There are a variety of types of Independent Sales Organizations - agents, retail and wholesale – depending on how much responsibility the ISO has in relationship with the sponsor.  If you have been successful selling merchant accounts and want to take on greater obligations in order to generate more revenue, you may need to consider a different model.  Perhaps you have been effective at being a Retail ISO and want more control over underwriting applications, or you want faster onboarding, or greater control over the settlement of funds.  If this is the case, you should consider transforming your business into a Wholesale ISO or taking an additional leap and becoming a payment facilitator.  RPY can assist in choosing the right sponsor and leveraging technologies to build a new model, while ensuring your business has compliant solutions to meet card brand rules.